Two decades of industry expertise & experience
We have the backing, the infrastructure and the business leverage to offer you a personalised Direct Debit and card payment service you can trust.
London & Zurich was one of the first facilities management services in the UK, originally founded as Card Management Services (CMS) in 1998 by the merger of two cheque and payments clearing firms.
We were born out of the rapid expansion of the telecoms industry in the 1990s as more and more people took up mobile phone contracts, causing a huge increase in smaller monthly payments. Companies knew all about phones and services, but not how to get paid. Introducing them to a new managed system of Direct Debits enabled the businesses to evolve and develop while providing a smooth service to their customers.

Similarly, developments in the accountancy industry, where accountants changed from collecting their fees annually in arrears to monthly ongoing retainer payments, created a processing problem they were unable to handle themselves. Our services enabled them to create a regular income and take control of their cash flow.
Every business needs a simple customer payment solution
Whatever you create or sell, and whatever service you provide, it needs to be as easy as possible for your customers’ payments to reach your account.
Now, with the explosion of SaaS and FinTech enterprises, all of which rely on Direct Debit and online card payments, we are continuing to refine, streamline and speed up our services to meet the demands of technology.
Our business has been defined by how we have continued to shift with evolving trends in the payment gateway sector. Our experience has covered the changes in how payments are made, from paper all the way through to digital, continually meeting business needs in a changing market.
The market is still evolving, from changes to Bacs to new developments in open banking. Changes we support that legacy banks cannot. We are a leading and steering authority within this space, involved in decision making and policy development as part of the Bacs affiliates meetings, and keeping on top of Bank Of England and wider industry intelligence.
London & Zurich are well established, service-led and going where the industry is going. The future.
Discover more about our service

Case studies
Find out how we transformed our clients’ payment collections and cash flow.

Integrations
Learn how we help your systems interface with our platform.

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